Tuesday, February 2nd, 2010...6:01 pm

Driving without Insurance

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How do I get my driving privileges reinstated?

It depends upon the type of suspension that caused your privileges to be taken away. You may have to serve a suspension period, pay a reinstatement fee(s), file proof of financial responsibility insurance, petition for driving privileges from the court or the BMV and/or re-take a driver license examination. See suspensions for more specific answers.
I didn’t have insurance when I was stopped, but I have it now. Why am I still being suspended?

A person must show proof of insurance or other acceptable financial responsibility at the time of a violation or accident. If none is in place at the time of the infraction, the license is suspended.
I have been suspended for not having insurance. Can I have occupational driving privileges during this suspension?

Limited driving privileges may be granted by the court during the term of a first or second non-compliance suspension. During a first-time non-compliance suspension, limited privileges may be granted immediately. A second non-compliance suspension requires a 15-day waiting period. Privileges will not be granted on a third or subsequent non-compliance suspension. Individuals must file and maintain insurance with the BMV in the form of an SR-22 or bond and pay the reinstatement fee to the BMV before limited privileges may be granted. Some courts may allow the individual to utilize a payment plan for the reinstatement fee. The individual should apply to the local court having jurisdiction over his/her place of residence, or to the court having jurisdiction over the traffic offense that resulted in the non-compliance suspension. A court is not required to grant limited privileges and may decline to do so based upon the individual’s driving record and other factors.

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